Supply of personal data

KAB Bullion Hong Kong Limited may collect your personal data in connection with the establishment or continuation of KAB Bullion Hong Kong Limited 's services. Failure to supply such personal data may result in KAB Bullion Hong Kong Limited being unable to establish or continue to provide its services to you.

Who use your personal data

Any personal data supplied by you will be kept confidential but KAB Bullion Hong Kong Limited may provide such personal data to the following parties for the purposes set out under "Usage of your personal data" below:

• 1. any agent, contractor or third party service provider who provides administrative, telecommunications, computer, payment or clearing or other services to KAB Bullion Hong Kong Limited in connection with the operation of its business;
• 2. any of subsidiaries, holding company, associated company or affiliates of or companies controlled by or under common control with KAB Bullion Hong Kong Limited;
• 3. any other person under a duty of confidentiality to KAB Bullion Hong Kong Limited including a group company of KAB Bullion Hong Kong Limited which has undertaken to keep such information confidential;
• 4. any person to whom KAB Bullion Hong Kong Limited is under an obligation to make disclosure under the requirements of any law binding on KAB Bullion Hong Kong Limited or under and for the purposes of any guidelines issued by regulatory or other authorities which KAB Bullion Hong Kong Limited are expected to comply;

Your personal data may be processed, kept and transferred or disclosed in and to any country (in or outside Hong Kong) as KAB Bullion Hong Kong Limited considers appropriate for the purposes set out under " Usage of your personal data" below. Such data may also be released or disclosed in accordance with the local practices and laws, rules and regulations (including any governmental acts and orders) in such country.

Usage of your personal data

Your personal data may be used for:

• 1. the daily operations of the provided services;
• 2. designing services or related products;
• 3. marketing services or products of KAB Bullion Hong Kong Limited;
• 4. statistical analysis;
• 5. meeting disclosure requirements under any laws binding on KAB Bullion Hong Kong Limited or under and for the purposes of any guidelines issued by regulatory or other authorities which KAB Bullion Hong Kong Limited are expected to comply;
• 6. other purposes relating to any of the above.

Access to your personal Data

Under the Personal Data (Privacy) Ordinance (the "Privacy Ordinance"), you have the right to:

• 1. ascertain whether KAB Bullion Hong Kong Limited holds your personal data ;
• 2. access your personal data;
• 3. require KAB Bullion Hong Kong Limited to correct your personal data which is inaccurate;
• 4. ascertain KAB Bullion Hong Kong Limited's policies and practices in relation to your personal data;
• 5. be informed of the category of personal data held by KAB Bullion Hong Kong Limited.

All requests for access to your personal data, correction of your personal data or for information regarding policies and practices and category of personal data held should be addressed to:

The Data Protection Officer

Chinachem Century Tower, 178 Gloucester Road,Wanchai, Hong Kong

Fax: 2242 8833

In accordance with the Privacy Ordinance, KAB Bullion Hong Kong Limited has the right to charge a reasonable fee for the processing of any personal data access request.

Security of your personal data

KAB Bullion Hong Kong Limited undertakes to make its best efforts to protect your personal data. KAB Bullion Hong Kong Limited intends to take all practicable steps to ensure that personal data held by it are protected against unauthorized or accidental access, processing, erasure or other unauthorized usage. However, KAB Bullion Hong Kong Limited cannot ensure the security and confidentiality of internet communications. All information transmitted via the internet is at your own risk.

Cease receiving promotional materials

You maychoose not to receive our promotional material at any time. Please write to the following person for such request:

The Data Protection Officer

Chinachem Century Tower, 178 Gloucester Road,Wanchai, Hong Kong

Fax: 2242 8833

Should there be any inconsistencies between the English and Chinese versions, the English version shall prevail.